Welcome to ForteAccess. By accessing our services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully, as they govern your use of our website, mobile applications, and all associated services.

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree with any part of these terms, please refrain from using our services.

2. Account Eligibility

To use our banking services, you must be at least 14 years old and have the legal capacity to enter into contracts. By opening an account, you represent and warrant that you meet these criteria.

3. Account Responsibilities

You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We are not liable for any loss or damage resulting from your failure to comply with this obligation.

4. Use of Services

You agree to use our services only for lawful purposes and in accordance with all applicable laws and regulations. You must not use our services in any way that violates these terms or infringes on the rights of others.

5. Transactions

All transactions conducted through our platform are subject to review and approval by ForteAccess. We reserve the right to refuse or cancel any transaction for reasons that include, but are not limited to, suspected fraud, inaccuracies, or violations of our policies.

6. Fees and Charges

By using our services, you agree to pay any applicable fees associated with your accounts or transactions as outlined in our fee schedule. We reserve the right to modify our fees at any time, with notice provided to you.

7. Intellectual Property

All content on our website and applications, including text, graphics, logos, and software, is the property of ForteAccess and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

8. Limitation of Liability

To the fullest extent permitted by law, ForteAccess shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to loss of profits, data, or goodwill.

9. Indemnification

You agree to indemnify and hold harmless ForteAccess, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising out of your use of our services or your violation of these terms.

10. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting on our website or through direct communication with you. Your continued use of our services following any changes constitutes your acceptance of the new terms.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of United States. Any disputes arising from or related to these terms shall be resolved in the competent courts of United States.

12. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at support@forteaccess.com. We are here to assist you and ensure you have a positive banking experience.

By using our services, you acknowledge that you have read and agree to these Terms and Conditions. Thank you for choosing ForteAccess!